what is a master association

Natashya

2 min read

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22-12-2024

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A master association, often shortened to "master HOA," is a governing body in a large-scale community, typically encompassing multiple smaller homeowner associations (HOAs). Think of it as an umbrella organization overseeing a planned community with various subdivisions or phases. This article will explore what a master association is, its role, and how it differs from individual HOAs.

The Role of a Master Association

The primary function of a master association is to manage the common areas and amenities that serve the entire community. These shared resources might include:

• Large-scale amenities: Parks, swimming pools, clubhouses, recreational facilities, and walking trails that benefit all residents.
• Infrastructure maintenance: Roads, landscaping in common areas, streetlights, and utilities serving the entire development.
• Architectural guidelines: Maintaining a consistent aesthetic across the entire community by enforcing architectural standards.
• Community governance: Establishing and enforcing rules and regulations that apply to the entire community.

Essentially, the master HOA handles the "big picture" elements that affect the entire planned community, leaving smaller, individual HOAs to manage their own more localized concerns.

How a Master Association Differs from Individual HOAs

While both a master association and individual HOAs govern a community, their responsibilities and scope are distinct:

• Scope of responsibility: A master HOA handles community-wide amenities and infrastructure. Individual HOAs manage the specific properties and amenities within their designated areas.
• Assessment fees: Residents pay dues to both the master HOA and their individual HOA. Master HOA dues cover community-wide expenses, while individual HOA dues cover maintenance and services specific to that subdivision.
• Decision-making: The master HOA's board of directors makes decisions affecting the entire community. Individual HOAs have their own boards that handle issues within their respective subdivisions.
• Enforcement of rules: Both entities have the power to enforce rules and regulations, but their focus differs based on their scope of responsibility.

Understanding this difference is crucial for residents, as it impacts their responsibilities and the services they receive.

Common Questions about Master Associations

Q: What happens if there's a conflict between the master association and an individual HOA?

A: Most master association governing documents outline procedures for resolving conflicts. This often involves mediation or arbitration to ensure fair resolution.

Q: Do I have to live by the rules of both the master HOA and my individual HOA?

A: Yes, you are subject to the rules and regulations of both the master association and your individual HOA. These rules often complement each other, creating a cohesive community framework.

Q: What happens if the master association fails to maintain community amenities?

A: The consequences can vary depending on the governing documents. Residents might have recourse through legal action, or they might be responsible for contributing to the remediation efforts.

The Benefits of a Master Association Structure

While a multi-tiered HOA system might seem complex, it offers several benefits:

• Shared resources and amenities: Residents enjoy access to a wider range of amenities and shared spaces.
• Cost-effectiveness: Centralized management of large-scale infrastructure can be more efficient and cost-effective.
• Consistent community aesthetic: Architectural guidelines help maintain a cohesive and visually appealing community.

Understanding the role and responsibilities of a master association is essential for anyone living in a large-scale planned community. By understanding its place within the overall governance structure, residents can better participate in community affairs and enjoy the benefits of this organizational model.